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Live Forever Insurance Company is selling a perpetual annuity contract that pays $2,400 monthly. The contract currently sells for $332,000.

a. True
b. False

User Reynevan
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1 Answer

6 votes

Final answer:

The statement provided does not contain enough information to determine its truthfulness. It requires a discount rate to calculate the present value of the perpetual annuity, which was not provided.

Step-by-step explanation:

The question is asking whether a certain statement about a perpetual annuity contract is true or false.

However, the provided information does not contain a complete statement, just data about an annuity contract.

A perpetual annuity is a type of investment that provides regular payments indefinitely.

To determine if such a contract offered by Live Forever Insurance Company is correctly priced, we need to calculate the present value of the annuity based on a discount rate (which is not provided in the question).

The formula for the present value of a perpetual annuity is PV = PMT / r, where PV is the present value, PMT is the payment amount, and r is the discount rate per period.

Without the discount rate, we cannot assess the truth of the statement concerning the given selling price being appropriate.

User Ronaldtgi
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