Final answer:
The correct choice is 'c) Simple; underlying' because financial issues often point to more complex systemic issues rather than being isolated incidents that can be easily fixed.
Step-by-step explanation:
Financial issues are never really a question of simple problems but are symptomatic of underlying issues. The correct option from the given choices would therefore be c) Simple; underlying. This is because financial challenges often reveal more complex, systemic problems that cannot be resolved with quick fixes or merely by throwing more resources at them. Instead, they reflect deeper structural concerns within an organization, economy, or system that require comprehensive strategies for improvement and change.
The increased financial resources failing to deliver measurable gains in education are a perfect example of such an underlying structural issue not immediately visible in the surface-level problem of funds allocation.