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Martha has $100,000 in a savings account. The interest rate is 4% per year and is not compounded. How much interest will she earn in 1 year?

A. $4,000

B. $2,500

C. $1,000

D. $500

1 Answer

3 votes

Final Answer:

Martha will earn $4,000 in interest in 1 year. Therefore, option A) $4,000 is the correct choice.

Step-by-step explanation:

The formula to calculate simple interest is represented as I = P × r × t, where I represents the interest earned, P is the principal amount, r is the interest rate, and t is the time period.

Given that Martha has $100,000 in a savings account with an interest rate of 4% per year and the interest is not compounded, we apply the formula. Substituting the values: I = $100,000 × 0.04 × 1 (as the time period is 1 year), we get I = $4,000. This implies that after 1 year, Martha will earn $4,000 in interest on her savings account.

Therefore, with a principal amount of $100,000 and an interest rate of 4% per year, not compounded, Martha will accrue $4,000 in interest in 1 year. This calculation demonstrates the application of the simple interest formula to determine the interest earned over a specified time period based on the principal amount and interest rate. OPTION A

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