Final answer:
The inn's total debt is represented by its liabilities on the balance sheet, and this debt contributes to the financial structure by showing what the institution owes and affecting its net worth.
Step-by-step explanation:
The total amount of the inn's liabilities can be determined by examining its balance sheet, which reflects its financial structure. In the context of a bank's balance sheet, liabilities mainly consist of customer deposits and any other money the institution owes.
For instance, Singleton Bank's balance sheet, after a business plan change, shows liabilities totaling $10 million in deposits. These liabilities contribute to the bank's financial structure by indicating the amount of capital that needs to be repaid to depositors or other creditors, and they also influence the bank's net worth or equity.
Specifically, assets such as the $1 million in reserves and the $9 million loan to Hank's Auto Supply, are balanced against these liabilities to calculate the bank's net worth.