Final answer:
General liability insurance is the best option for Maurice's hardware store to protect it from claims of wrongdoing, not to be confused with property, health, or life insurance.
Step-by-step explanation:
Maurice is seeking insurance that can protect his hardware store from claims of wrongdoing, the most suitable type for this purpose is general liability insurance. This insurance can help cover legal costs and damages if the business is sued for bodily injury, property damage, or advertising injury. While property insurance can offer a reduced rate if a business has certain security and fire sprinkler systems, it mainly protects against physical damage to the business’s property. Health and life insurances are more personal oriented and do not cover business liability issues.