Final answer:
An employee cannot sue a small business owner for injury if they accept workman's compensation insurance. This is a system in which employers pay into state-managed funds to provide benefits for injured workers and typically precludes the right to sue.
Step-by-step explanation:
An employee cannot sue a small business owner for injury if the individual accepts workman's compensation insurance.
This type of insurance requires employers to contribute a small percentage of the salaries they pay into funds.
These funds are typically managed at the state level and are designed to provide benefits to workers who suffer an injury while on the job.
Acceptance of these benefits often precludes the right to sue the employer, as it is part of a no-fault system intended to protect both the employee and the employer from litigation following a workplace injury.
The Denial of Injury concept might be used to justify why someone wouldn't sue; they may believe the situation is not serious because "nobody got hurt" or that insurance will address any issues.
However, workman's compensation is specifically in place to ensure employees receive the care and support they need after an injury, without the need for litigation.