Final answer:
A Basic Fire policy generally covers fire damage caused by accidental incidents, including a fire that follows a short circuit. It does not cover losses from standard processes involving heat, equipment damage due to short circuits without subsequent fire, or damage from radioactive contamination.
Step-by-step explanation:
The question asks which scenario would be covered by a Basic Fire policy. When assessing the options provided, it is important to understand that a Basic Fire policy typically covers direct damage caused by fire, including fires resulting from certain accidental causes. Among the options given:
- Loss to goods caused by a process involving the application of heat would not typically be covered because this is part of a normal process and not accidental.
- Damage to an electrical device caused by a short circuit is also generally not covered as the damage is to the device itself and not from an ensuing fire.
- Fire damage caused by a fire that followed a short circuit is usually covered because it is an accidental and sudden event resulting in fire damage.
- Damage to property as a result of radioactive contamination is not covered under a Basic Fire policy as it is usually excluded from standard policies due to its specific nature.
Based on this assessment, the correct answer is: Fire damage caused by a fire which followed a short circuit.