Question

Named perils coverage under the Boat and Motor Form, does not include:

a) Fire or lightning.
b) Cyclone, tornado or windstorm only while on land.
c) Collision of boat or motor with another boat or motor, while the insured property is in the water.
d) Loss or damage caused by the intentional act or acts of you or any other person in care and control of the property with the permission of you.

Answer 1

The named perils coverage under the Boat and Motor Form does not include intentional acts that cause damage, while other perils such as fire, lightning, cyclone, tornado, windstorm, and collision with another boat or motor are covered.

Step-by-step explanation:

The named perils coverage under the Boat and Motor Form does not include loss or damage caused by the intentional act or acts of you or any other person in care and control of the property with the permission of you. This means that if someone intentionally damages the boat or motor while it is in your care, it will not be covered by the insurance.

It's important to note that the other options listed in the question - fire or lightning, cyclone, tornado or windstorm only while on land, and collision of boat or motor with another boat or motor while in the water - are all covered under the named perils coverage.

Answer 2

Named perils coverage under the Boat and Motor Form does not include loss or damage caused by intentional acts of the insured or others with permission to control the property. It typically covers risks like fire, lightning, cyclones, and collisions with other boats in the water.

Step-by-step explanation:

Named perils coverage under the Boat and Motor Form typically includes a wide range of risks that could result in damage to a boat. However, it does not cover loss or damage caused by intentional acts. Specifically, this coverage would not include loss or damage caused by the intentional act or acts of the insured or any other person in care and control of the property with the permission of the insured. In contrast, the coverage generally does include damage from fire or lightning, cyclones, tornadoes, or windstorms (while on land), and collisions with other boats or motors while the insured property is in the water.