Final answer:
Ignoring a traffic summons can lead to the suspension of driving privileges as authorities enforce compliance with traffic laws. Other consequences like insurance rate increases relate to the violation itself, but not directly to the absence of a summons response.
Step-by-step explanation:
If you fail to answer a traffic summons, a number of consequences could arise. One of the possibilities is that your driving privileges may be suspended. When a traffic summons is issued and ignored, it is seen as a failure to comply with legal responsibilities, leading authorities to potentially suspend your license as a penalty. This action is meant to ensure that drivers address violations and adhere to traffic laws. In contrast, an increase in insurance rates is typically related to traffic violations themselves rather than the failure to respond to a summons. Meanwhile, receiving a warning letter might occur as a precursor to more serious actions if the summons remains unanswered. Being required to retake your driving test is not a standard consequence for failing to answer a traffic summons.