Final answer:
The government encourages employees to save for retirement through contribution matching and tax incentives. The correct answer is option a. and d.
Step-by-step explanation:
One way the government encourages employees to save for retirement is through contribution matching. This means that when an employee contributes a certain amount of money to their retirement account, the employer also contributes the same amount. It serves as an incentive for employees to save more for their retirement.
Another way the government encourages employees to save for retirement is through tax incentives. These are special tax benefits given to individuals who contribute to retirement accounts, such as 401(k) plans. The tax incentives reduce the amount of taxes the individuals owe and encourage them to save more for retirement.