Final answer:
The mons pubis is the superficial fat pad overlying the pubic symphysis, part of the vulva, prominent after puberty and covered in pubic hair.
Step-by-step explanation:
The term referring to the superficial fat pad overlying the pubic symphysis is the mons pubis. This pad of fat is located anteriorly, over the pubic bone. It assumes a more prominent form after puberty and is typically covered in pubic hair. The mons pubis forms a part of the external female reproductive structures, collectively known as the vulva. Its main functions include protecting the pubic bone and contributing to the overall aesthetic appearance of the vulva.