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Consider an automated teller machine (ATM) in which users provide a personal UML?

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Final answer:

The question addresses the inclusion of savings deposits in M1, which are easily accessible via ATMs but do not allow direct check-writing. ATMs are an example of automation in financial services, analogous to touch-screen voting machines.

Step-by-step explanation:

The question pertains to the classification of savings deposits in financial metrics, specifically in the context of M1. M1 is a category used in the monetary supply analysis that includes the most liquid forms of money. As a reference, it includes savings deposits which are bank accounts that do not allow direct check-writing but permit easy withdrawal of funds using an automatic teller machine (ATM) or through bank transactions. While a savings deposit is not as liquid as a checking account because you cannot directly write a check on such an account, the ability to access funds via an ATM means it is still quite liquid and therefore regarded as part of M1.

It's important to note the functionality and utility of ATMs are similar across various platforms, whether it's for financial transactions or in other sectors like voting, where they serve as an example of automated service delivery platforms. Touch-screen machines used in voting, as mentioned, are akin to ATMs in that they are designed to read voters' choices in a straightforward, user-friendly manner.

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