Question

An individual stole and used another person's insurance information to obtain medical care. This action is known as ___.

a) Medical identity theft
b) Insurance fraud
c) Healthcare abuse
d) Billing fraud

Answer 1

When someone uses another person's insurance information to get medical care, they commit medical identity theft, which can result in significant harm to the victim.

Step-by-step explanation:

An individual who stole and used another person's insurance information to obtain medical care has committed medical identity theft. Medical identity theft involves the fraudulent acquisition and use of someone’s personal health identification to receive medical services.

This is a specific type of identity theft, and it can lead to numerous complications for the victim, including erroneous medical records and financial losses. It is distinct from other forms of healthcare fraud such as insurance fraud, healthcare abuse, and billing fraud, as it directly involves impersonation to access medical services.