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Babette crosses the street and is struck by a car, causing her to sustain injuries in the amount of $45,000. The driver has minimum coverage. Which coverage section of Babette's auto policy could help pay for her medical costs?

A) Collision coverage
B) Comprehensive coverage
C) Uninsured/Underinsured motorist coverage
D) Liability coverage

1 Answer

2 votes

Final answer:

The coverage section of Babette's auto policy that could help pay for her medical costs is Liability coverage.

Step-by-step explanation:

The coverage section of Babette's auto policy that could help pay for her medical costs is Liability coverage.

Liability coverage is a type of auto insurance that pays for the damages caused by the insured driver to other people and their property. Since Babette was struck by a car, the driver's liability coverage can help cover her medical costs.

Collision coverage would cover the damages to Babette's own car if she were at fault in the accident, but it does not cover her medical costs.

Comprehensive coverage is for damages caused by things like theft, vandalism, or natural disasters, and it does not cover medical costs either. Uninsured/Underinsured motorist coverage is for when the at-fault driver does not have insurance or does not have enough insurance to cover the damages, but it also does not cover medical costs.

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