Question

Strong winds have torn a hole in Janet's roof. On top of that, heavy rain is expected in her area in the next few days. Figuring it would simply be too much effort to put a tarp over the hole in her roof, Janet elects to do nothing. The rains come and destroy several of her possessions inside her home. Janet files a claim with her insurer for the losses, but it comes back denied. This is because:

A. Janet failed to take preventive measures
B. The insurer is not responsible for weather-related damages
C. Janet's policy doesn't cover rain damage
D. The damage was already present

Answer 1

Janet's claim for losses was denied because she failed to take preventive measures to mitigate the damage to her property caused by the heavy rain. It is important for policyholders to take reasonable precautions to prevent further damage to their property in order to be eligible for insurance coverage.

Step-by-step explanation:

The reason Janet's claim for the losses was denied by her insurer is because Janet failed to take preventive measures. By choosing not to put a tarp over the hole in her roof, she did not take the necessary steps to mitigate the damage that could occur from the heavy rain. It is important for policyholders to take reasonable precautions to prevent further damage to their property in order to be eligible for insurance coverage.

Janet's claim for losses was denied because she failed to take preventive measures to mitigate the damage to her property caused by the heavy rain. It is important for policyholders to take reasonable precautions to prevent further damage to their property in order to be eligible for insurance coverage to mitigate the damage that could occur from the heavy rain.