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Which of the following would be covered under the peril of "theft" in a homeowners policy?

A. Vandalism
B. Embezzlement
C. Robbery
D. Employee dishonesty

User Askolotl
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1 Answer

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Final answer:

In a homeowners policy, the peril of "theft" covers acts of stealing property, such as robbery. Vandalism, embezzlement, and employee dishonesty are not typically covered by a homeowners policy.

Step-by-step explanation:

Under a homeowners policy, the peril of "theft" typically covers the act of stealing property. It may include instances of burglary and robbery. Among the options provided, C. Robbery would be considered a form of theft and therefore would be covered under the peril of "theft" in a homeowners policy. Vandalism, while involving illegal activity, is not considered theft because it usually involves the destruction of property rather than stealing. Embezzlement and employee dishonesty involve theft in a business context and are not usually covered under a standard homeowners policy but rather through commercial or business policies. Therefore, the correct answer is robbery, as it directly involves the taking of another person's property or assets without their consent and with the intent to permanently deprive them of it.

User Marco Salerno
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