Final answer:
If the insurer does not send claims forms within the specified time, the insured should take action. They can file a complaint, send a written request for the forms, and contact the insurance agent for assistance.
Step-by-step explanation:
If the insurer does not send claims forms within the time period set forth in a health policy's Claims Forms provision, the insured should take action to ensure their claim is processed. One option is to file a complaint with the Department of Insurance, as they can help mediate the situation and ensure the insurer fulfills their obligations. Additionally, the insured can send a written request for the forms, providing a clear record of their attempt to obtain the necessary documents. It may also be helpful to contact the insurance agent to inquire about the delay and request assistance in obtaining the forms.
If an insurer does not send the claims forms within the time period set forth in a health policy's Claims Forms provision, the insured should proceed to send a written request to the insurer for the forms. This proactive approach often prompts the insurer to respond, and it establishes a record that the insured has taken the necessary steps to obtain the forms. If this fails to yield results, the insured may also consider contacting their insurance agent for assistance or filing a complaint with the Department of Insurance if they feel their rights under the policy are being ignored