Question

If an individual is covered under an Accidental Death Policy and dies, an autopsy can be performed in all situations EXCEPT:

a) Death occurring within the contestable period.
b) Death under suspicious circumstances.
c) Death in a foreign country.
d) Death due to a clearly documented accident.

Answer 1

In insurance law, an autopsy is not typically performed in the case of a clearly documented accidental death because there is sufficient information for the insurance company to process the claim without further investigation.

Step-by-step explanation:

The subject of this question is related to the field of insurance law, particularly the stipulations surrounding an Accidental Death Policy. In general, an autopsy can be performed when there is an accidental death to confirm the cause of death and ensure the policy applies. However, an autopsy is typically not performed in the case of a death due to a clearly documented accident, as the insurance company would have sufficient information to process the claim provided there is no suspicion or contest regarding the circumstances.

An autopsy might be performed if the death occurs during the contestable period (as the insurer may want to investigate the cause of death to detect possible fraud), if the death was under suspicious circumstances (to rule out foul play), or if the death occurred in a foreign country (where local laws and practices might necessitate the procedure).