Final answer:
The correct answer is Option A: Litigation Clause.
Step-by-step explanation:
The correct answer is Option A: Litigation Clause.
Litigation refers to the process of taking legal action, such as filing a lawsuit, in order to resolve a dispute. In this case, Zoe's policy gives her the right to sue and try to collect from others, indicating the presence of a litigation clause.
For example, if Zoe's property is damaged by someone else and she wants to seek compensation, she can use the litigation clause in her policy to take legal action against the responsible party.