Question

Martha has both Medicare Part A and a group policy to cover her medical costs. When she is injured in an accident at work, which of her policies is considered primary?

Answer 1

When Martha is injured at work, her group policy will be considered primary over Medicare Part A.

Step-by-step explanation:

When Martha is injured in an accident at work, her group policy will be considered primary over her Medicare Part A. This is because group insurance is typically the primary payer when an individual has both group insurance and Medicare coverage. Group policies, which are often provided by employers, are meant to be the primary source of coverage, and Medicare serves as secondary insurance, filling in the gaps that the group policy may not cover.