Final answer:
A dependent child with a physical disability may remain on a health insurance policy beyond the age limit if proof of disability is submitted within a specified timeframe, which varies by plan and law and should be verified with the health insurance provider.
Step-by-step explanation:
In the context of health insurance policies, a dependent child with a physical handicap may stay on a health insurance policy past the age limit typically prescribed. The period within which proof of the handicap must be provided to maintain coverage is stipulated by the specific plan and applicable laws. It's important to check with the health insurance provider for the precise time frame as regulations can vary by state and policy. For instance, under the Affordable Care Act (ACA), children can generally stay on their parents' policy until they turn twenty-six, with special rules for those with disabilities.