Question

DEC Construction was hired to renovate Randy's home completely. As the general contractor of the job, DEC Construction subcontracts the electrical portion of the job to Mac Electric and requires Mac to have Owners & Contractors Protective Liability for the job. Who retains ultimate control over this policy?

a) DEC Construction
b) Randy
c) Mac Electric
d) Insurance company

Answer 1

The insurance company retains ultimate control over the Owners & Contractors Protective Liability policy.

Step-by-step explanation:

The ultimate control over the Owners & Contractors Protective Liability policy lies with the insurance company. They are responsible for issuing and managing the policy.

In this scenario, DEC Construction hires Mac Electric as a subcontractor and requires them to have this insurance policy. However, the control over the policy remains with the insurance company.

DEC Construction may set the requirement for subcontractors to have the insurance, but they do not retain ultimate control over the policy.