Final answer:
The Insurance Department issues a temporary license for a specific term, not indefinitely. It's meant to regulate professionals in the interim before they obtain full licensure, ensuring that they are qualified to operate in a field such as insurance.
Step-by-step explanation:
The question revolves around the issuance of a temporary license by the Insurance Department. A temporary license is usually issued for several specific purposes such as allowing an individual to work during an emergency period, to fulfill a short-term need, or while waiting for the completion and approval of their permanent licensure documentation and exam results. Therefore, the correct answer to the question is (c) For a specific term.
To elaborate, temporary licenses are not issued indefinitely. An occupational license functions as a form of regulation by government agencies, indicating that the licensee has undergone requisite training, education, or testing within their profession. Such regulation ensures that the individuals or entities operating in a particular field, such as insurance, are qualified and that public welfare is protected.
A temporary license may be akin to a provisional status before a full, permanent license is granted upon fulfillment of additional requirements.