Question

Under a basic Boiler and Machinery Form, with no special endorsements, which of the following losses would be covered?

a. Mechanical failure
b. Wear and tear
c. Electrical breakdown
d. Gradual deterioration

Answer 1

Under a basic Boiler and Machinery Form, mechanical failure and electrical breakdown would be covered, while wear and tear and gradual deterioration would not.

Step-by-step explanation:

Under a basic Boiler and Machinery Form, with no special endorsements, the following losses would be covered: a. Mechanical failure and c. Electrical breakdown.

Wear and tear and gradual deterioration are generally not covered under a basic Boiler and Machinery Form.

For example, if there is a mechanical failure in the boiler or an electrical breakdown in the machinery, the policy would provide coverage for the repair or replacement costs. However, if the loss is due to wear and tear or gradual deterioration over time, it would not be covered.