Final answer:
Personal liberties are freedoms from restriction, focused on individual freedom, allowing people to make personal decisions without government interference. The correct answer to the question is 'c) Liberties associated with individual freedom'. Laws restricting access to areas like beaches limit the freedom of movement.
Step-by-step explanation:
In reference to the work by Bannerman et al. (1990) and the broader context of civil liberties, personal liberties can be described as freedoms from restriction, particularly those that limit the government's ability to interfere with individual freedoms.
The correct answer to the student's question is c) Liberties associated with individual freedom. This choice aligns with the explanation that personal liberties are central to the concept of privacy and autonomy, enabling individuals to make choices free from government intervention.