Question

A nurse works full-time on the oncology unit at the hospital and works part-time on weekends giving immunizations at the local pharmacy. While giving an injection on a weekend, the nurse caused injury to the patient's arm and is now being sued. How will the hospital's malpractice insurance provide coverage for this nurse?

a. It will provide coverage as long as the nurse followed all procedures, protocols, and policies correctly.
b. The hospital's malpractice insurance covers this nurse only during the time the nurse is working at the hospital.
c. As long as the nurse has never been sued before this incident, the hospital's malpractice insurance will cover the nurse.
d. The hospital's malpractice insurance will provide approximately 50% of the coverage the nurse will need.

Answer 1

The hospital's malpractice insurance covers this nurse only during the time the nurse is working at the hospital.

Step-by-step explanation:

The correct answer is b. The hospital's malpractice insurance covers this nurse only during the time the nurse is working at the hospital.

Malpractice insurance is a type of professional liability insurance that provides coverage to healthcare professionals, including nurses, in case they are sued for medical negligence. In this case, the nurse was working part-time at the pharmacy when the injury occurred, so the hospital's malpractice insurance would not cover the nurse for actions taken outside of their full-time work on the oncology unit at the hospital.