Question

If your aircraft damages someone else's property, your insurance claim would be under your:

A. Comprehensive insurance.
B. Liability insurance.
C. Collision insurance.
D. Personal injury insurance.

Answer 1

Liability insurance covers the costs of damage or injury your property causes to others, so a claim for aircraft damage to someone else's property would fall under liability insurance.

Step-by-step explanation:

If your aircraft damages someone else's property, the insurance claim would be under your liability insurance. This type of insurance is specifically designed to cover the costs of any damage or injury that your property causes to others.

In contrast, comprehensive insurance would cover damage to your own property for a wide range of perils, collision insurance specifically covers damage to your own vehicle after a collision, and personal injury insurance would cover medical costs due to injuries sustained by you or your passengers.