Question

Which is an example of a claim that came about due to personal risk?

A) Broken arm resulting from a bicycle wreck

B) Damage a policyholder caused to another person's car

C) Theft of a coin collection the policyholder owns

D) Vandalism of the policyholder's property

Answer 1

Option A) Broken arm resulting from a bicycle wreck is an example of a claim that came about due to personal risk.

Step-by-step explanation:

Out of the given options, Option A) Broken arm resulting from a bicycle wreck is an example of a claim that came about due to personal risk.

When an individual gets injured, like having a broken arm, due to their own actions or circumstances, it can be considered a personal risk. In this case, the person took a risk while riding a bicycle, resulting in an accident and an injury.

The other options, like damage caused to another person's car, theft of a coin collection, and vandalism of the policyholder's property, are not examples of personal risks as they involve harm to others or external factors.