Question

"Under the Intoxicants and Narcotics exclusion, if an insured suffers severe injuries in a fall while intoxicated, who is liable for the medical bills?"

a) Insured

b) Physician

c) Hospital

d) Government

Answer 1

Under the Intoxicants and Narcotics exclusion, if an insured suffers severe injuries in a fall while intoxicated, the insured would generally be liable for the medical bills.

Step-by-step explanation:

If an insured suffers severe injuries in a fall while intoxicated, under the Intoxicants and Narcotics exclusion, the insured would generally be liable for the medical bills. This exclusion is commonly found in insurance policies and states that if an insured is injured or causes harm to themselves while under the influence of drugs or alcohol, the insurance company may not provide coverage for the resulting medical expenses.