Question

Which coverage under a Trucker's policy covers damage to other people's trailers in the care of the insured for transport purposes?

Option 1: Primary Liability Coverage
Option 2: Motor Truck Cargo Coverage
Option 3: Physical Damage Coverage
Option 4: Non-Trucking Liability Coverage

Answer 1

Motor Truck Cargo Coverage covers damage to other people's trailers in the care of the insured for transport purposes. Option 2 is correct.

Step-by-step explanation:

The coverage under a Trucker's policy that covers damage to other people's trailers in the care of the insured for transport purposes is Motor Truck Cargo Coverage.

This coverage provides protection for the cargo being transported by the insured. It covers damage or loss to the cargo caused by various perils such as collision, theft, fire, or overturning of the insured vehicle.

For example, if a truck driver is transporting trailers owned by other parties and one of the trailers is damaged in an accident, the Motor Truck Cargo Coverage would reimburse the owner for the damage.

The coverage under a Trucker's policy that covers damage to other people's trailers in the care of the insured for transport purposes is Motor Truck Cargo Coverage. This coverage is designed specifically for the risks associated with the transportation of cargo, including other people's property that the trucker is transporting.

Motor Truck Cargo Coverage helps protect the motor carrier if they are responsible for the loss or damage to the cargo that is not owned by them but is in their possession during transit. It is important for truckers to have this coverage as it provides financial protection against the potential liabilities they face when handling others' goods.