Question

When Jane rear-ends Frank, she causes minor damage to Frank's car, but Frank is not hurt. However, when Jane's insurer asks him about the accident, Frank claims that his back and neck have been hurting a lot because of the collision, even though he is actually fine. Frank is guilty of:

Answer 1

Frank is guilty of insurance fraud or making a false claim by exaggerating his injuries in a car accident.

Step-by-step explanation:

Frank is guilty of insurance fraud or making a false claim. By claiming that his back and neck are hurting a lot because of the collision when he is actually fine, Frank is attempting to deceive his insurer into paying for medical expenses or damages that are not legitimate. This is considered a fraudulent act and can lead to legal consequences.

Insurance fraud is a serious offense and is punishable by law. It is important to be honest when reporting an accident or making a claim to ensure that insurance companies can accurately assess the situation and provide the appropriate coverage.