Final answer:
It is false that homebuilders always require a release to have qualifying repairs completed; this practice varies by many factors and is not related to the ability to secure a loan for new home construction.
Step-by-step explanation:
It is false that homebuilders always require their customers/homeowners to sign a release to have qualifying repairs completed. While it is true that some homebuilders may have such policies in place, this is not a universal practice and can vary widely by contractor, location, and the specifics of individual contracts. Moreover, the presence of a release may be dependent on the type of repairs, with some builders requiring releases for warranty work to ensure that any subsequent issues are not due to the homeowner's negligence or external factors.
At the peak of the housing bubble, as depicted, many individuals secured loans to build new houses. However, the need for a release for repairs would be a separate matter from the financing of the home's construction and is not directly related to the ability to secure a loan.