Final answer:
The U.S. private health insurance model incorporates private insurance and employment-based coverage components from other models.
Step-by-step explanation:
The components of the Bismarck and Beveridge models are incorporated into the private health insurance model utilized by the U.S. The correct answer is b) Private insurance and employment-based coverage.
U.S. healthcare coverage is divided into public and private systems. The private system includes employment-based insurance, which is often provided by an employer, and direct-purchase insurance, which individuals buy directly from private companies. On the other hand, the public system includes programs like Medicare and Medicaid, which offer government-funded health insurance to seniors and low-income individuals respectively.