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Richmond company made a loan of $11,00 to one of the company's employees on april 1, 2011. The one-year note carried a 16% rate of interest. the amount of interest revenue that richmond would report in 2011 and 2012, respectively would be:

a) $176 and $176
b) $176 and $1,760
c) $1,760 and $176
d) $1,760 and $1,760

User Vonconrad
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1 Answer

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Final answer:

The interest revenue for Richmond Company in 2011 is $1,320 and in 2012 is $440 using the simple interest formula. It seems there might be a mistake in the question details as the provided options do not match the correct calculations.

Step-by-step explanation:

The question asks about calculating interest revenue for a company based on a loan with a simple interest rate. To find the interest revenue for Richmond Company on a $11,000 loan at 16% annual interest rate, we use the simple interest formula I = PRT, where I is the interest, P is the principal amount, R is the rate, and T is the time in years.

For 2011, since the loan was made on April 1st and the interest needs to be calculated until December 31st, the time period is 9 months or 0.75 years. Therefore, the interest for 2011 would be:

I = $11,000 × 16% × 0.75

I = $11,000 × 0.16 × 0.75 = $1,320

For 2012, the loan still has 3 months to go until it completes a full year on April 1st. So, the time period is 3 months or 0.25 years, making the interest for 2012:

I = $11,000 × 16% × 0.25

I = $11,000 × 0.16 × 0.25 = $440

Therefore, the amount of interest revenue that Richmond would report in 2011 and 2012 would be $1,320 and $440, respectively, which is not one of the options provided in the question. It appears there may have been a mistake in the question details (e.g., loan amount should possibly be $1,100 instead of $11,00), as none of the options match these calculations.

User Bri
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