Final answer:
A covered entity has 30 days to respond to an individual's request for access to their PHI stored off-site under HIPAA regulations.
Step-by-step explanation:
The question is asking about the time frame a covered entity under the Health Insurance Portability and Accountability Act (HIPAA) has to respond to an individual's request for access to their Personal Health Information (PHI) when it is stored off-site. According to HIPAA regulations, a covered entity has 30 days to respond to such a request. This rule ensures that individuals have timely access to their health information, despite where the information is being stored, while also allowing covered entities a reasonable amount of time to comply with the request.