Final answer:
A checking account is an account at a bank against which checks can be drawn, offering easy access to money for transactions.
Step-by-step explanation:
An account at a bank against which checks can be drawn is known as a checking account. These accounts are designed to facilitate transactions by offering easy access to funds for purposes such as bill payments and everyday purchases. While traditionally known for providing little or no interest, modern checking accounts sometimes offer interest rates akin to savings accounts, provided certain conditions like maintaining a minimum balance are met. Conversely, some savings accounts now allow limited check writing capabilities.