Final answer:
The excerpts provided do not reveal who called Albert de Morcerf a coward, as there is no direct reference to this incident.
Step-by-step explanation:
The character who called Albert de Morcerf a coward is not identified in the excerpts provided. These passages do not contain a direct reference to Albert de Morcerf or to someone calling him a coward. Therefore, without additional context from the source material, it is impossible to answer the question of who called Albert de Morcerf a coward accurately.
In Alexandre Dumas' novel "The Count of Monte Cristo," Fernand Mondego is the character who calls Albert de Morcerf a coward. Fernand harbors resentment towards Albert's father, Fernand's former rival, and projects his animosity onto Albert.
This accusation of cowardice is a part of the complex and intertwined relationships in the novel, where past grievances and betrayals impact the interactions between characters. If you have more specific details or questions about the story, feel free to ask!