Final answer:
The correct answer to which group is not automatically included in the definition of an insured is E. Spouse, since it does not specify residency, and non-resident spouses are typically not covered unless specified.
Step-by-step explanation:
In the context of insurance policies, the definition of an insured typically includes various categories of individuals who are covered under the policy's protection.
These often encompass:
- Person(s) listed on the Declaration Page
- Spouse, if a resident of the household
- Relatives, if residents of the household
- Any person under the age of 21 in the care of the named insured, resident spouse, or a resident relative
The category that generally is not included by default is a non-resident spouse. The correct answer to the question is 'E. Spouse' because the term 'spouse' alone is ambiguous and does not specify whether the spouse is a resident of the insured's household, which is usually a requirement for automatic coverage.