Final answer:
A consumer who may benefit from a D-SNP is someone who has both Medicare and Medicaid coverage and requires coordinated care.
Step-by-step explanation:
The primary characteristic of a consumer who may benefit from a D-SNP (Dual Eligible Special Needs Plan) is having both Medicare and Medicaid coverage. D-SNPs are specifically designed to provide targeted care and support for individuals who are eligible for both programs. These consumers often have complex medical needs and require coordination of care across multiple providers and services. D-SNPs offer comprehensive care management, integrated healthcare services, and additional benefits tailored to the specific needs of dual-eligible individuals.