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The interest charged on a $50,000, 60-day note payable, at the rate of 6%, would be

A. $1,667.
B. $500.
C. $3,000.
D. $750.

User Danger
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1 Answer

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Final answer:

The interest charged on a $50,000, 60-day note at a rate of 6% would be $500, calculated by the formula Interest = Principal × rate × time, with the rate and time converted to the appropriate terms for the period.

Step-by-step explanation:

The correct answer to the question is B. $500. To calculate the interest charged on a note payable, you use the formula: Interest = Principal × rate × time. For a $50,000 loan at a 6% annual rate over 60 days, you must first convert the annual interest rate to a daily rate and the time period to a fraction of the year. The annual rate of 6% must be divided by 360 or 365, depending on the convention, to find the daily rate; here we will use 360 for simplicity. This gives us 0.06/360.

Next, convert the 60-day term to a fraction of a year, which is 60/360. The calculation becomes: $50,000 × (0.06/360) × (60/360). Simplifying, the interest is $50,000 × 0.06 × (60/360) = $500. Therefore, the simple interest on this loan for 60 days is $500.

User Jesse Brown
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