Final answer:
Educational factors are not commonly considered a direct risk factor for substance abuse in adolescence, while psychological, familial, and contextual factors are. The correct answer is option D.
Step-by-step explanation:
The option that is not considered a risk factor for substance abuse in adolescence is D. educational factors. Risk factors for substance abuse in adolescents typically include psychological, familial, and contextual factors. For instance, psychological factors can include an individual's emotional well-being or mental health challenges. Familial factors involve the influence of family dynamics and history, such as substance abuse by family members, as shown by evidence suggesting that children raised by substance abusers are at increased risk of abuse and neglect. Contextual factors encompass the broader environment, including peer pressure and availability of substances. However, educational factors, such as the level of education one is receiving, are not commonly considered a direct risk factor for substance abuse.