Final answer:
The Fair Debt Collection Practices Act does not prohibit seeking a court order for wage garnishment to satisfy a legal judgment, which is a lawful collection practice that adheres to proper legal procedures
Step-by-step explanation:
The Fair Debt Collection Practices Act (FDCPA) lays out guidelines for debt collectors on what they can and cannot do when attempting to collect debts. Among the listed options, the one practice that the FDCPA does not prohibit is seeking a court order for wage garnishment to satisfy a legal judgment. This is a lawful method of debt collection provided that it follows proper legal procedures.
Option (b) harassing or intimidating a debtor or using false and misleading approaches, option (c) contacting a debtor at his place of employment if the employer objects, and option (d) contacting third parties about the payment of the debt without court authorization are all practices that are prohibited by the FDCPA. Debt collectors are not allowed to use abusive, unfair, or deceptive practices to collect a debt, and they cannot discuss your debt with anyone other than you, your spouse, or your attorney without court permission or your consent.