Final answer:
The rental of rooms in an owner-occupied one-to-four-family dwelling is exempted from the Federal Fair Housing Act, known as the 'Mrs. Murphy exemption'. This exemption allows owner-occupiers to choose their renters in their personal residence without being covered by the Act.
Step-by-step explanation:
Among the exemptions to the Federal Fair Housing Act, option A, the rental of rooms in an owner-occupied one-to-four-family dwelling, is explicitly exempted from the Act. This exemption is commonly known as the 'Mrs. Murphy exemption,' created to give certain owner-occupied buildings the ability to choose their renters. The option involves a private individual renting out a part of their personal residence, which is not covered by the federal law.
The federal Fair Housing Act exempts the rental of rooms in an owner-occupied one-to-four-family dwelling from discriminatory acts. This means that under the Fair Housing Act, the owner of a one-to-four-family dwelling can legally discriminate in renting out rooms in their own home. However, it's important to note that any discriminatory acts related to mortgage property for sale and property sold on an installment sales contract are not exempted and are still prohibited under the Fair Housing Act.