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How much money should be deposited today in an account that earns 8% compounded quarterly so that it will accumulate to $4200 in 11 years?

A) $2442.72
B) $10,038.22
C) $1757.28
D) $1801.31

1 Answer

6 votes

Final answer:

To find the amount of money that should be deposited today in an account that earns 8% compounded quarterly, use the formula for compound interest.

Step-by-step explanation:

To find the amount of money that should be deposited today in an account that earns 8% compounded quarterly, we can use the formula for compound interest:

A = P(1 + r/n)^(nt)

where A is the final amount, P is the principal amount (the amount deposited), r is the annual interest rate (as a decimal), n is the number of times the interest is compounded per year, and t is the number of years.

In this case, we want to find the principal amount (P), so we rearrange the formula:

P = A / (1 + r/n)^(nt)

Plugging in the given values:

P = $4200 / (1 + 0.08/4)^(4*11)= $2442.72

Therefore, the correct answer is A) $2442.72.

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