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Fred deposited $2,700 into an account 9 years ago to save for a boat. His account balance is now $4,025. What annual rate of return did Fred earn on this investment?

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Final answer:

To determine the annual rate of return earned by Fred on his investment, we can use the formula for compound interest: final balance = principal x (1 + interest rate)^time. Given that Fred deposited $2,700 and his account balance after 9 years is $4,025, the annual rate of return is approximately 4.65%.

Step-by-step explanation:

To determine the annual rate of return earned by Fred on his investment, we can use the formula for compound interest:

Final balance = Principal x (1 + Interest Rate)^Time

Given that Fred deposited $2,700, and his account balance after 9 years is $4,025, we can plug these values into the formula:

$4,025 = $2,700 x (1 + Interest Rate)^9

Divide both sides of the equation by $2,700:

(1 + Interest Rate)^9 = 1.491

Take the 9th root of both sides of the equation to solve for the interest rate:

1 + Interest Rate = 1.491^(1/9)

Subtract 1 from both sides of the equation:

Interest Rate = 1.491^(1/9) - 1

Using a calculator, we find that the interest rate is approximately 4.65%.

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