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Jake invested $800 in an RRSP. If he is in the 30 percent marginal tax bracket, he will

A) pay $800 less in taxes.
B) pay $240 less in taxes.
C) receive an $800 tax credit.
D) receive a $400 tax deduction.

User Ysh
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1 Answer

4 votes

Final answer:

B) pay $240 less in taxes.

Jake will pay $240 less in taxes due to his $800 investment in an RRSP and his 30 percent marginal tax bracket. The tax saving is calculated by multiplying the investment by the tax rate.

Step-by-step explanation:

If Jake invested $800 in an RRSP (Registered Retirement Savings Plan), and he is in the 30 percent marginal tax bracket, then the amount of tax he will save is calculated as a percentage of his contribution. To calculate this, you multiply the amount invested by the tax rate:

$800 × 0.30 = $240

Therefore, Jake will pay $240 less in taxes. This means that the correct answer is (B) pay $240 less in taxes. Investments in RRSPs are tax-deductible up to a certain limit, which essentially reduces the amount of income tax an individual owes by the amount of the contribution times their tax rate, but it does not result in a tax credit or a different sized deduction than the percentage of the individual's marginal tax rate.

User MilanHrabos
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