Final answer:
Change in health care policy and increase in health insurance premium are examples of external factors that affect patient health, while changes in cognitive function and respiratory rate are internal factors.
Step-by-step explanation:
Jennifer is learning about the different factors that can affect a patient's health. In her studies, she will find that examples of external factors affecting a patient could include a Change in health care policy and an Increase in health insurance premium. These are external because they are not related to the patient's bodily functions or mental processes, but rather are aspects of the social and economic environment that can impact a patient’s access to healthcare and the cost of that care. On the other hand, a change in cognitive function and an increase in respiratory rate are considered internal factors because they relate to the patient's own physical condition and biological processes.