Final answer:
This is an example of phishing, a common security threat where Joe receives a spam email pretending to be from a coworker asking for money.
Step-by-step explanation:
This scenario is an example of phishing, a common security threat. Phishing is a fraudulent attempt to obtain sensitive information, such as passwords or credit card numbers, by disguising as a trustworthy entity in an electronic communication.
In this case, Joe receives a spam email pretending to be from a coworker, asking for money. The purpose of the email is to trick Joe into revealing personal or financial information or to make a payment to the scammer.
Phishing emails often rely on social engineering tactics and may use urgent or enticing language to manipulate the recipient into taking action without critically evaluating the legitimacy of the request.