Final answer:
The most affordable long-term care option for Orson, who does not have insurance, might be in-home care due to the potential savings compared to residential facilities. If he has a terminal illness, hospice care could be cost-effective while providing quality of life and satisfaction for both the patient and family.
Step-by-step explanation:
The question asks which long-term care option would be most affordable to Orson and his family, given that he does not have long-term care insurance, and cost is a major factor. Considering the provided information, in-home care might be the most affordable option because it allows Orson to stay at home, potentially reducing costs associated with residential facilities. However, it is important to evaluate Orson's specific care needs. Hospice care could also be a cost-effective choice, particularly if he has a terminal illness and requires palliative care. Hospice care focuses on comfort and quality of life, and as research indicates, it could lead to higher satisfaction and might extend the patient's life compared to non-hospice patients. Without knowing Orson's exact situation, it is difficult to determine definitively which option is most affordable, but both in-home care and hospice care have identified cost-saving advantages.