Final answer:
The insurance needed to cover the car repairs after running into a tree would be Auto insurance, which pays for damages as a result of automobile accidents.
Step-by-step explanation:
If Rosy ran into a tree and has a $15,000 repair bill, the type of insurance that would cover these repairs is b) Auto insurance. Auto insurance is specifically designed to cover damages to your vehicle that occur as a result of an automobile accident. This includes running into a tree, which would be considered an at-fault accident under most policies. Other types of insurance, such as health insurance, home insurance, and life insurance, do not cover automobile damages as they serve different purposes. Health insurance covers medical treatments, home insurance covers your residence and belongings, and life insurance provides a payout upon the insured's death.